Intuit retired Mint on 23 March 2024 and pointed its users toward Credit Karma, another Intuit product. The migration carried over account syncing and net-worth tracking, but not the parts most people opened Mint for: making a budget, and keeping an eye on recurring bills and subscriptions. That gap is why so many former Mint users are still shopping years later.

What people actually miss

Reading through what former Mint users say they lost, the same three things come up:

The tradeoff worth understanding first

Mint was free because it monetised through financial-product recommendations built on your transaction data. Most replacements pick one of two models instead: charge a subscription, or keep advertising against your data. It is worth deciding which of those you prefer before comparing feature lists, because it shapes everything else about the product.

Where RiceBowl fits

RiceBowl is deliberately narrower than Mint was. It answers one question — how much do I have left to spend this month — by taking your expected income, subtracting your recurring bills and subscriptions, and subtracting what you have already spent. There is no net-worth tracking, no investment dashboard, and no credit score.

It also does not connect to your bank. You enter income and recurring items once, then log spending as you go. That is a real cost in convenience, and an honest one to name: if automatic transaction import is what you loved about Mint, RiceBowl is not a like-for-like swap today. What you get in exchange is that no third party ever holds your banking credentials.

The Free plan covers your number, manual entry, recurring items, category breakdown, spending charts, and debt tracking, with no card required. Plus is $5/month or $48/year and adds receipt and statement scanning, CSV and Google Sheet import, full month history, bill reminders, email summaries, and sharing with up to four other people.

Be honest with yourself about automation. If you will not log spending manually, pick a replacement that syncs your bank instead — a budget you abandon in week two is worse than a clunky one you keep.

Common questions

When exactly did Mint shut down?

Intuit shut Mint down on 23 March 2024 and directed users to Credit Karma.

Did Credit Karma replace Mint’s budgeting?

Not fully. Credit Karma carries over account syncing and net-worth tracking, but it does not offer Mint’s budget creation or recurring subscription management.

Is there a free Mint alternative?

RiceBowl has a Free plan with no card required, covering your spendable number, manual entry, recurring items, category breakdown, charts, and debt tracking. Paid plans add automation but the free tier is not time-limited.

Does RiceBowl connect to my bank like Mint did?

No. RiceBowl works from figures you enter yourself, so no third party holds your bank credentials. If automatic bank import is essential to you, a syncing app will suit you better.