RiceBowl
Android budgeting apps tend to fall into two camps: heavyweight trackers that want your bank credentials before they show you anything, or free apps monetised through ads and data sharing. RiceBowl is deliberately neither.
What it does
You enter your expected income and your recurring bills and subscriptions once. From then on RiceBowl subtracts what you have already spent and shows a single number: what is actually safe to spend this month. It updates every time you add a transaction.
The Free plan is permanent and needs no card. It covers the number itself, manual income and expense entry, recurring items, category breakdown, spending charts, and a debt tracker for balances, minimum payments, and interest rates.
What it deliberately does not do
- No bank linking. No aggregator holds a token that can read your accounts. See the reasoning.
- No ads. Your transactions and balances are never sold or shared with advertisers, and are not used to train AI.
- No credit score upsell. RiceBowl does not sell you financial products on the side.
Plus, if you want the automation
Plus is $5/month or $48/year and buys convenience rather than access: receipt scanning, statement scanning, CSV and Google Sheet import, full month history, bill reminders, weekly and monthly email summaries, and sharing with up to four other people. Every new account starts with 14 days of Plus; when that ends you choose Plus or Free, and choosing Free keeps all the core features.
Where iOS stands
RiceBowl is Android-first today — it is live on Google Play, and the iPhone version is still in the works. Worth knowing if you are picking something to share with a partner on iOS; sharing across both platforms is not possible yet.
Common questions
Is RiceBowl free on Android?
Yes. The Free plan is permanent and requires no card. It covers your spendable number, manual entry, recurring items, category breakdown, spending charts, and debt tracking. Plus is optional at $5 per month or $48 per year.
Does RiceBowl show ads?
No. There are no ads, and your transactions and balances are never sold or shared with advertisers or used to train AI.
Is there an iPhone version?
Not yet. RiceBowl is live on Google Play and the iOS version is still in the works.
Does it need access to my bank account?
No. RiceBowl works from figures you enter yourself, so no third party holds credentials or has read access to your accounts.
